Showing posts with label stockpile. Show all posts
Showing posts with label stockpile. Show all posts

Monday, June 6, 2011

The Good, The Bad, & The Ugly of Couponing

The Good!

Well, the "Good" about couponing is that it gives everyone the opportunity to save money. You can choose if you want to save a little or a lot just by how diligent you are about collecting & using coupons.

It has allowed me to see another avenue of consumerism. One that I never thought ever existed. I can buy more groceries, and be more financially stable than ever before WITH a growing family. Strange...but true! I always thought the bigger your kids got, the more money you would be spending on food. With coupons, kids can be affordable and not break my bank!! Its great!

The manufacturers are also benefiting huge from all the couponing Buzz. Their volume of sales are increasing, thus making them great competitors. Consumers are getting the opportunity to try their product, hereby generating more feedback, word of mouth advertising, and a greater percentage of customers who will buy their products again, and again. Its a win, win.

The Bad

In the past few months, Couponing has increasingly become more popular due to the TLC series "Extreme Couponing". And so it should! What great awareness it has brought to everyone in Canada & the USA that we can all have the opportunity to save so much money!

The problem with all of this is the undefined "Coupon Etiquette". Its all just kinda left up to each individual to decide what is or isn't OK. People are now clearing shelves, printing mass amounts of coupons, and being "demanding" towards store employees thinking "The customer is always right". Well, sorry to burst everyone's bubble, but the customer can be wrong. The "couponers" who are purchasing items in this manner are making a bad name for the rest of us. There needs to be respect for both sides of this equation for things to work smoothly. The retailer & its employees need to be 100% up to speed on their couponing policy's & practices. Same goes for the consumer.


Consumers & Retailers are both getting increasingly irritated with each other. Yet, there are no clear defined RULES to this game that everyone has now jumped on the bandwagon for.

 There are the demanding & sometimes quite ignorant customers trying to use hundreds of coupons in a single transaction during peak hours. This irritates other customers waiting in line, & creates anxiety for the employees. This is the primary reason retailers are quickly changing couponing policy's to restrict this type of behaviour.

This is seriously harming the abilities for the rest of us to save as much money, who now are depending on coupons to maintain their household budgets. The policy's are being changed to "limit" the use of coupons, not promote it. If we all had enough common sense to have a little bit of coupon etiquette, retailers would be working in our favor, not against it.

I have heard of all sorts of arguments occurring between customers & retailers, everything short of an actual fist fight....its ridiculous, and unnecessary. This is usually over how policy's are read & understood. Since most policy's are vague & poorly written, it is just inviting conflict. Retailers need to have a serious look at this and make policy's that communicate clearly ,with out question, what is, and is not acceptable for their stores.

Couponers in general, shop on a regular basis. We are a group of individuals who seek out the best deals between an assortment of stores......and we talk about it. Our little chit chat on facebook, forums & blogs can quickly snowball to involve many (sometimes hundreds) of people. If someone has a justifiably negative experience with a particular store, franchise, or chain....people are gonna hear about it. This can & will affect that retailer in some sort of way. Retailers need to be just as invested in developing & learning their own coupon policy's. Coupon training is the key. They can have the best policy in the world, but if the staff don't know it, understand it, & cannot process it....it will cause havoc at the tills.

& The Ugly

In general, serious "Couponers" will look out for the best deals and combine them with their coupons to potentially & frequently get items for free. A lot of people will begin to create stockpiles full of household items that will last them for 6 months up to a year. This will include everything nonperishable from canned peaches to laundry soap. Purchasing large amounts of product is great..as long as you use it.

The Ugly, is the potential devastating addiction of couponing and shopping, that turns into hoarding. Hoarding happens when items are purchased, get stored but never used or donated. They just collect dust.
 There is a certain "high" that a person gets when they score the best possible deal and get a lot of product for nothing. The problem is, people are purchasing products just because it very cheap or free...not because they need or use it. They also have a very hard time giving it away to those who may benefit from it. Homes turn into storage units. Even though these people never before had been hoarders, the simple ability to go shopping when they never could afford to before, is surreal. To some it feels like winning the lottery. Another potential danger is simply spending a dollar on something that you don't use or need just because it is cheap. Each time is another dollar. Those dollars can add up very quickly into hundreds.... Hundreds that they don't have. If you have a friend struggling with this, help them. Don't ignore it. Lists are great. Make a list of items that you will use, that you can store for long periods of time. Stick to your list, & donate the rest.

So, here are a few etiquette guidelines to couponing
  • Never clear the shelves! If you intend of purchasing a large amount, call the store ahead of time. They will be more than happy to have a few boxes in the back just for you. This will save them valuable time re-stocking the shelves, and other customers will be able to purchase product as well.
  • Go to cashiers who know how to deal with coupons
  • If you are unsure about what exactly the policy is...ASK! Don't argue. Call ahead and get the answers to your questions before you shop. Policy's change frequently. Ask if there have been any recent changes.
  • When you have intentions of doing a large "couponing" shop, inform the store before you go. They will be more likely to make your trip enjoyable and positive for everyone
  • Be respectful of peak hours in stores. Do not unload your binder full of coupons on a cashier who has a line-up. It is stressful, annoying, and flustrating for everyone waiting on you. People generally DON'T have all the time in the world to wait for you to cash out. Shop & check out when they have time for you if it is a large order.
  • The cashiers are your best friends, not the enemy. Find a great cashier
  • Know your coupons! & don't Cheat! Use the proper valid coupons on each product. Don't photocopy internet coupons that only allow a certain amount of prints per computer. Eventually the store will get dinged for it, and the retailer will usually stop or restrict the use of internet printed coupons. Don't ruin it for the rest of us.
There will always be good and bad couponing days. Don't let it discourage you.  Hopefully the good will out weigh the bad :)

Keep clipping! & Happy Couponing!

Monday, May 2, 2011

How Much Money Should You Spend?

This is a huge topic of discussion lately. When shopping with others "coaching" them on couponing, I am always asked should I buy it?? How much should I buy??? Generally, it is more than possible to pay on average 50% off the regular ticketed price on non-perishable products. I don't usually buy anything anymore unless it is that cheap or cheaper. Here are a few tips to keep your bank account in check:
  • If you don't use it - don't buy it!!!! Just because you have a coupon doesn't mean that you have to use it!
  • Will you be able to use it before it expires?
  • Do you have room to store it??
  • Is it a GREAT deal? Is this being sold at a "rock bottom" price that you will rarely find?
  • Can you AFFORD to buy it?? If you really cannot spend anymore money cause you have other bills to pay...DON'T!! There will always be deals down the road, don't worry about it!
  • Buy what you can afford, and a quantity that you will use before it will expire.
  • Set a budget on what you can spend each shopping trip, and don't go over it.
It is always exciting to find awesome deals, and get expensive things for next to nothing, BUT there is really no sense in stockpiling things that you don't use AND spending your money on it.  Even if it is only a couple of bucks. It is more important to spend those dollars, time, & energy on things that will benefit you and your family. Isn't the whole reason that you started couponing in the first place was to save money? Know what you need, really know what you can spend, and stick to it.

Tuesday, April 26, 2011

My Yearly Shopping List: Items that I could stockpile ...within reason

Below is what I think I will use in the next year, and be able to store it for a year with out it going bad... at the moment these are estimates. I want to do at least one more inventory to have more accuracy. But holy geeze! This alone is a lot of money to spend! Gotta get deals on all of this stuff from now on. This list is by far the most expensive! :( And I know I probably missed a bunch of stuff!!

Bathroom Supplies/Toiletries
  • Toilet Paper (1.5 packages/week = 78+ packages/year) ($8) = $624
  • Adult Toothpaste (2 tubes/month) = 24 tubes/year (2.50) = $60
  • Kids Toothpaste (2 tubes/month) = 24 tubes/year (2.50)= $60
  • women's body wash (2.5 btl/month) = 30 btl/year ($5.00) = $150
  • Men's Body wash (1 btl/month) = 12 btl/year (5.50) = $66
  • Bar Soap (2 bars/month) = 24 bars/year ($1 ea) = $24
  • Women's Shampoo (2.5 btl/month) = 30 btl/year (3.50) = $105
  • Women's Conditioner (1.5 btl/month) = 18 btl/year (3.50) = $63
  • Kids Shampoo (2 btl/month) = 24 btl/year (4.00) = $96
  • Kids Floss (1 pkg/2 months) = 6 pkg/year (3.00) = $18
  • adult floss (2pkg/month) = 24 pkg/year (3.00) = $72
  • Hand Cream (1 btl/2 months) = 6 btl/year (5.00) = $30
  • Tampons = 12 bx/year ($5.00) = $60
  • Olay face wash (1btl/month) = 12 btl/year ($10.00) = $120
  • Women's Deodorant = 12+/year ($3.49) = $41.88
  • Men's Deodorant = 12+/year ($3.49) = $41.88
Total estimated regular cost: $ 1631.76
Hope to save Min. 50% = $815.88 Max cost to me
    Laundry & Cleaning Supplies:
    • Laundry Soap (min.40 loads/month) = Min. 480 loads/year +
    • fabric softener = Max  360 loads/year 
    • Bleach = 3 btl/year
    • baking soda (2 boxes/month) = 24 boxes/year
    • Vinegar (4lt/month) = 48 lt/year
    • Febreeze = Max. 8/year
    • Green AP Cleaner (1/month) = 12 btl/year
    • scrubbers (3/month) = 36/year +
    • Cat Litter (2/month) = 24 bx/year
    Food
    • Cereal (1 box/week) = 52 boxes/year
    • Tomato Soup (1 case/month) = 12 cases/year 
    • Tuna = 4 cases/year
    • Canned Tomatoes (8 cans/month) = 96 cans/year
    • Rice (1 lg box/month) = 12 boxes/year
    • Kraft Dinner 1 case/month = 12 cases/year
    • Other pasta (2 pkg/month) = 24 pkg/year
    • Tomato Sauce (2 jars/month) = 24 jars/year
    • Coffee (1 lg can/month) = 12 cans/year
    • Apple Juice (2.5 lt/day!) = 880 lt/year (holy cow)

      Sunday, April 24, 2011

      How to do it

      Once you collect and organize all your coupons, you will need to keep an eye on store flyers. Start with the ones that you go to most often. You can also look at the flyers on-line. Some online flyers will allow you to click on each item you wish to purchase. This list can be printed or e-mailed.

      I try to only purchase items that are already on sale, combined with a coupon. Sales can range from pennies off, to dollars off. I really try to avoid the sales that are pennies off. I know that eventually they will become dollars off. The "penny" sales are the stores incentive to try to up sell...they really are not great "deals".

      Great sales to combine coupons with are:
      • ie; 2/$5 tags, you can use two coupons on these cause you are buying two products
      • Dollars Off
      • Sobeys & Overwaitea in Golden have "Dollar Days" flyer sales. In general, these items are all on sale for about 50% off already...adding a coupon to these sales can make some things up to 75% off regular price or FREE
      Shopping in our small little town of Golden, I have been getting amazing deals on everyday items. Here are just a few:
      • I pay no more than $3 for Laundry products (Tide, Sunlight, Snuggle)
      • Cereal costs me no more than $2 a box (Cheerios, Fiber 1, Raisin Bran, Mini Wheat's, Corn Flakes)
      • Deodorant I can usually get for $0.50 each (Dove, Degree, Old Spice)
      • Toothpaste I purchase for $1 or less, and a lot of the time it is free. It is common to see coupons for $1 off, and it is common for toothpaste to go on sale for $1 each!
      • Ziplock baggies have been free so far. I bought these on sale at $2 each, and had "buy 2 Ziplock products, and get $4 off" coupons
      • Body Wash & Shampoo - $0.50-$1.50 is what I can typically spend on these products. There will often be sales such as "2/$5", and coupons can be for as much as $3-$5 off multiples. I get deals on the large sizes more often than not.

      When I started couponing, I really had to keep it in my head NOT to buy items that I don't use even if I had a coupon & it was on sale. This is what can make you go broke.  However! I WILL buy items that I don't use or need if they end up to be FREE! This is a great way to make donations to local food banks with out it coming out of your pocket.


      Stockpiling:


      When an item is on sale for an awesome price, I will buy as much as I can with my coupons. Sometimes up to a years worth of product as long as it won't expire before I get the chance to use it. Toothpaste, deodorant, shampoo etc are all good items to do this with. Toilet paper is a good one as well, with the exception of how much space it takes up. If you have the space I would say go for it! Otherwise, select a space that you can allow to be filled, and only purchase that much.


      Keeping my "stockpile" organized, and tidy is very important to me. Almost as much as finding deals in the first place. Every time I buy something I will grab a permanent marker and mark on the item exactly what that product cost me. This allows me to visually see how much I paid & what I am capable of paying. I will always try to beat my last price.


      I do an inventory of my stockpile at the end of every month. With this, I will be able to see how much product I go through, and be able to estimate how much we consume/use on an annual basis. This will let me make "yearly" shopping lists more accurate.

      Once my Yearly shopping lists are complete, I need to make sure I rotate the stock,  maintain their stock levels (only shop for those items when stock is getting depleted).

      Once all of my yearly products are purchased, my grocery expenses will be less and less.  I will also not be having the 50% or so savings on my bills because I will be mostly buying fresh products that expire quickly,
      since usually coupons are not usually offered for fresh food.

      Wow! didn't think I would be blogging this much, lol...still, more to come!